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Home > Services > Domestic Wealth Planning > Insurance Strategies for Wealth Accumulation > Equity Indexed Life Insurance

Equity Indexed Life Insurance

Equity Indexed Universal Life Insurance provides a superior insurance strategy for wealth accumulation.

Equity Indexed Universal Life Insurance - EIUL

What is it?

Equity Indexed Universal Life Insurance provides a superior insurance strategy for wealth accumulation.

Although life insurance was developed to provide cash upon death to heirs, with proper use it can provide many benefits for the living.

As insurance goes, there are two types of insurance; insurance that builds cash value and insurance that does not build cash value. Term insurance provides insurance for a certain time and when the time is up, the policy ends. Permanent insurance is designed to provide lifetime insurance protection.

Equity Indexed Life Insurance is a type of permanent insurance with growth linked to equity markets with a guarantee for a minimum providing for the situation if the market takes a downturn.  This is why the option to use Equity Indexed Universal Life Insurance can prove to be an excellent tool as an insurance strategy for wealth accumulation.

Equity Indexed Universal Life Offers the Following

  1. Tax-deferral of interest earnings
  2. Tax-advantaged insurance protection
  3. Equity indexed linked returns
  4. Cash value protection against market declines
  5. Guaranteed minimal returns
  6. Cash value access
  7. Annual lock-in of earnings
  8. Greater flexibility and control

EIUL is known as a long-term investment with stability and modest returns.

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