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ERISA Law Fails to Provide Benefits
Saturday July 5, 11:31 pm ET
By Michael Hathoway
Washington (AP) Thomas Amschwand made every effort to make sure his wife would be taken care of as he was dying of a rare form of heart cancer at 30 years old in 2001. Spherion Corp., the temporary staffing company where Amschwand worked
Spherion's denied benefits to Amschwand and his wife Mellissa Bellinger after a bizarre set of circumstances. Spherion, switched insurers after Thomas Amschwand was diagnosed with a rare form of heart cancer.
Spherion announced that Amschwand's wife would not receive any of the $426,000 in benefits she believed she was due. Mellissa Bellinger took the case all the way to the Supreme Court and was denied a hearing on June 27, 2008.
The new policy did not take effect until an employee worked one full day. His wife said if he has known, he would have suffered through one day of work. Spherion never informed Amschwand of the requirement leaving him to think that his wife was covered by Life Insurance. Amschwand's wife was refunded a few thousand dollars in insurance of which she and her husband had
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According to Northern Trust,
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State of the Union and Your IRA
91%. Can anyone guess the significance of that number? No, its not the number of people underwater on their houses, although at 25% and rising its not a bad guess. Actually, 91% was the highest marginal tax rate in the United States from 1951 – 1963. From there, it dropped to 77%, and stayed at 50% or above well into the 1980’s.
The point of all this is that while marginal rates are poised to reset to the 39% of the Clinton years as the Bush tax cuts expire, in the broader historical context of the last century 39% is actually still quite low. British tax rates on high-earners are already up to 50%. And the US will inexorably follow over the years.
The math on this is blindingly obvious. The US national debt today is somewhere in the range of $10-$11 trillion, or close to 70% of GDP, if you include the money owed to the Social Security Trust Fund (on another note, the entire concept of the Social Security Trust Fund is a fraud, but that is for another article). Over the next decade, the additional deficits
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